life insurance adviser
A premier businessperson
Vision to empower
my clients to gain financial freedom
Mission to protect and inspire millions of families
Ng Keng HooiEx-Chief Executive and President, AIA Group
Throughout her long association, her passion for serving her clients and nurturing her best interests has sone though. Her utmost discipline and commitment to uphold...
Dr. Manoj MaluDirector - Clarewell Clinics, UK FRCP (London)
It gives me a great pleasure in providing a testimonial for Ms. Divya Tusnial. Divya has established herself as a leading name in the field of Insurance products. She has a...
Paddy SharmaWinner, Asian American Award 2020
Divya proved life is not easy for any one of us. She had the perseverance and above all confidence in herself. She has proved herself to be the best Financial Adviser and...
Jensen SiawMotivational Speaker, Singapore
A lady with a deep love for fellowmen, and a calling to lift lives. That was the impression I took away from my first interaction with Divya. In this era where we are facing...
Mahaveer ChandiwalaChief Underwriting Officer, Munich RE
I have known Divya through her super articulated cases and as a risk manager best part I like about is that she truly demonstrates this phrase of "advisers are first line underwriters...
Vinod DugarChairman & MD, RDB Group
Divya was extremely effective in her approach to suggest the best Financial plan for me and my family. Additionally, her understanding of our culture and business enables...
Divya has a very smooth process in place for all services needed to handle financial plans. Never have I ever have to contact Divya for any renewals, I always get reminded about the same. Hence, I have been able to submit my checks always on time. Anytime I purchase or do a new transaction, the policy fillings are online and smooth.
Divya showed me newer outlook for my investments. I am typical IT guy. I had invested into mutual fund, but with Divya's help I got to invest in better plans. She helped to investment my assets in a good result oriented fund that gave me a handsome return just post a year. Divya truly guides you well and you don't have to worry about the ups and downs of the market. Each fund is appropriate to your need.
We are a typical business family. Every generation we explore to grow our business verticals. So with Divya's help I have securely planned out policies that sets aside a fund for my son. My wish is to gift him the fund when he turns 25 so he can start something of his own and grow more. Plus it will help to boost his will power that he can do something of his own.
My father has a big business. When I joined the business I realised my father had done risk management but it was not accurately planned. Then I contacted Divya in 2014 and we were able to plan our finances better. We provide employee benefits that will help to help our employees and their families in case of any sudden mishap. Retention percentage has gone up. We feel more confident.
Divya plans the best. All my finances are planned in a way that I am covered for whole life. Even Divya helped to make the nomination procedure completely watertight to ensure rightful distribution of my assets. My wife & kids are financially protected to live their wishes.
Divya is a visionary. When I first met her 10 years back to plan financials for my business, she suggested to look out for unrealistic happenings. Now in 2020 in this pandemic situation my business has suffered losses but I have been able to manage and revive losses. I feel relieved and strong with all my wealth plans. Thanks to Divya my business and family is fully secured.
Divya is my guide, mentor and motivator. I got a good salary hike after 6-7 years of my service with a small firm. After I spoke to Divya I realised I have been paying more than 20% of my salary as income tax. Divya helped to plan my investments that not only save taxes but plans a better future for me and my kids. I feel lucky to have been guided by a female entrepreneur.
We all earn money for a brighter future and Divya truly understands one's dreams. I am planning to take an early retirement this year. With Divya's help my finances are well planned and I can retire in style. Post covid me and my wife have plans to visit every city of our dreams. Thank you Divya for your tailor made plans and helping us.
Retirement is a special time. With Divya I have all my retirement plans in place. I have invested in plans that will help me to keep up with our lifestyle and my wife always happy. The plans even cover my wife in case of any adversities in future. We want to live our life to the fullest. Divya is a gem to us.
Divya taught me to think beyond. My daughter got engaged in early 2019 and her wedding day was immediately fixed for November 2019. But Divya helped me plan my wealth since 2010 and I had been saving for my daughter's dream wedding since then. I was super happy and relaxed to plan my daughter's wedding. I could fulfil all her wishes.
With Divya I had been able to invest in plans that has helped my son's dream to study at Harvard. My son has a dream to become an entrepreneur and help the society. Divya is the best financial adviser. Her suggestions have always matched perfectly to my needs and I feel secured.
Winner of Insurance Agent of the Year at the Asia Trusted Life Agents and Advisers Awards 2017 - Awarded by Mark Saunders
Winner of Inspirational Agent of the Year Award at the Asia Trusted Life Agents and Advisers Awards - 2018
Winner of Insurance Agent of the Year Award at the Asia Trusted Life Agents and Advisers Awards - 2020
Real Life Hero - Divya Tusnial
My Talk with ET Now
My Interview with 91.9 FM
Malaysia MDRT Speech 2019 - Part 1
Malaysia MDRT Speech 2019 - Part 2
Malaysia MDRT Speech 2019 - Part 3
The Security and Privacy of the personal information is of utmost importance to me. I am highly committed to protect and safeguard the Privacy & Confidentiality of the personal information that is collected, processed and retained during the course of business. I will ensure that the Privacy is protected and the personal information given by the customer shall be utilised for the purpose. I will take reasonable steps to ensure that the personal information and/or sensitive personal data or information pertaining to the customer is stored in a secured environment, protected from unauthorised access, modification or disclosure; keeping strict Confidentiality of the personal data or information or sensitive personal data or information of a person or any other data of whatsoever nature.
# Every customer data is confidential and strictly secured.
# No modification allowed to personal information.
# Policies are offered post due diligence.
# High professional ethos is followed.